/* ==========================================================================
   Genesis Partners — Institutional Specialty Underwriting
   ========================================================================== */

:root {
  --primary: #0A0A0A;
  --secondary: #1C1C1C;
  --ink: #111111;
  --bg: #F7F7F7;
  --text: #1B1B1B;
  --text-muted: #5A5A5A;
  --text-on-dark: #EDEDED;
  --text-on-dark-muted: #A8A8A8;
  --border-light: #E2E2E2;
  --radius: 14px;
  --container: 1200px;
  --transition: 0.35s cubic-bezier(0.22, 1, 0.36, 1);
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4, h5 {
  font-family: 'Playfair Display', Georgia, serif;
  font-weight: 600;
  margin: 0;
  color: var(--primary);
  letter-spacing: -0.01em;
}

p { margin: 0; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; margin: 0; padding: 0; }
button { font-family: inherit; cursor: pointer; }

.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 32px;
}

img, svg { display: block; max-width: 100%; }

/* ---------------- Buttons ---------------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 15px 30px;
  border-radius: 4px;
  font-family: 'Inter', sans-serif;
  font-weight: 600;
  font-size: 0.92rem;
  letter-spacing: 0.02em;
  border: 1px solid transparent;
  transition: all var(--transition);
  cursor: pointer;
}

/* Default: solid button for use on dark surfaces (hero, cookie banner, careers) */
.btn-gold {
  background: #FFFFFF;
  color: #0A0A0A;
  border-color: #FFFFFF;
}
.btn-gold:hover {
  background: #D9D9D9;
  transform: translateY(-2px);
  box-shadow: 0 12px 28px rgba(0, 0, 0, 0.22);
}
/* Inverted variant for use on light surfaces (contact form) */
.contact-form .btn-gold {
  background: #0A0A0A;
  color: #FFFFFF;
  border-color: #0A0A0A;
}
.contact-form .btn-gold:hover {
  background: #2E2E2E;
  box-shadow: 0 12px 28px rgba(0, 0, 0, 0.14);
}

.btn-outline {
  background: transparent;
  color: var(--text-on-dark);
  border-color: rgba(237, 237, 237, 0.4);
}
.btn-outline:hover {
  background: rgba(255, 255, 255, 0.08);
  border-color: #FFFFFF;
}

.btn-small { padding: 9px 18px; font-size: 0.8rem; }
.btn-full { width: 100%; justify-content: center; }
.btn-nav { display: inline-flex; padding: 11px 22px; font-size: 0.85rem; }

/* ---------------- Cookie Banner ---------------- */
.cookie-banner {
  position: fixed;
  bottom: 20px;
  left: 20px;
  right: 20px;
  max-width: 640px;
  margin: 0 auto;
  background: var(--primary);
  color: var(--text-on-dark);
  padding: 20px 24px;
  border-radius: var(--radius);
  border: 1px solid rgba(255, 255, 255, 0.18);
  display: flex;
  align-items: center;
  gap: 20px;
  z-index: 1000;
  box-shadow: 0 20px 60px rgba(0,0,0,0.35);
  transform: translateY(0);
  transition: transform 0.5s ease, opacity 0.5s ease;
}
.cookie-banner.hidden { transform: translateY(160%); opacity: 0; pointer-events: none; }
.cookie-banner p { font-size: 0.85rem; color: var(--text-on-dark-muted); }
.cookie-banner .btn { flex-shrink: 0; }

/* ---------------- Navbar ---------------- */
.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 900;
  padding: 22px 0;
  transition: all var(--transition);
  background: #0A0A0A;
  border-bottom: 1px solid transparent;
}
.navbar.scrolled {
  padding: 14px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}
.navbar-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
}
.brand-logo {
  height: 26px;
  width: auto;
  display: block;
  opacity: 0.9;
  transition: opacity var(--transition);
}
.brand:hover .brand-logo { opacity: 1; }
.footer-logo { height: 30px; }

.nav-links {
  display: flex;
  gap: 34px;
  flex: 1;
  justify-content: center;
}
.nav-links a {
  color: var(--text-on-dark-muted);
  font-size: 0.88rem;
  font-weight: 500;
  letter-spacing: 0.02em;
  position: relative;
  padding: 4px 0;
  transition: color var(--transition);
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0;
  width: 0; height: 1px;
  background: #FFFFFF;
  transition: width var(--transition);
}
.nav-links a:hover { color: #fff; }
.nav-links a:hover::after { width: 100%; }

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  padding: 8px;
}
.nav-toggle span {
  width: 24px; height: 2px;
  background: #fff;
  transition: all 0.3s;
}

/* ---------------- Hero ---------------- */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--primary);
}
.hero-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.hero-bg .skyline {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.hero-bg::after {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 30% 20%, rgba(255,255,255,0.06), transparent 55%),
              linear-gradient(180deg, rgba(10,10,10,0.55) 0%, rgba(10,10,10,0.78) 100%);
}
.hero-content {
  position: relative;
  z-index: 1;
  padding-top: 80px;
  max-width: 780px;
}
.eyebrow {
  color: #FFFFFF;
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin-bottom: 22px;
  animation: fadeUp 0.8s ease both;
}
.hero h1 {
  color: #fff;
  font-size: clamp(2.4rem, 5.2vw, 4.2rem);
  line-height: 1.1;
  margin-bottom: 26px;
  animation: fadeUp 0.8s ease 0.1s both;
}
.gold-text { color: #fff; font-style: italic; }
.hero-sub {
  color: var(--text-on-dark-muted);
  font-size: 1.15rem;
  max-width: 620px;
  margin-bottom: 40px;
  animation: fadeUp 0.8s ease 0.2s both;
}
.hero-actions {
  display: flex;
  gap: 18px;
  flex-wrap: wrap;
  animation: fadeUp 0.8s ease 0.3s both;
}

@keyframes fadeUp {
  from { opacity: 0; transform: translateY(24px); }
  to { opacity: 1; transform: translateY(0); }
}

.scroll-cue {
  position: absolute;
  bottom: 36px; left: 50%;
  transform: translateX(-50%);
  width: 26px; height: 42px;
  border: 1px solid rgba(237,237,237,0.4);
  border-radius: 20px;
  z-index: 1;
}
.scroll-cue span {
  position: absolute;
  top: 8px; left: 50%;
  width: 4px; height: 8px;
  background: #FFFFFF;
  border-radius: 2px;
  transform: translateX(-50%);
  animation: scrollDown 1.8s infinite;
}
@keyframes scrollDown {
  0% { opacity: 1; top: 8px; }
  70% { opacity: 0; top: 22px; }
  100% { opacity: 0; top: 22px; }
}

/* ---------------- Pillars ---------------- */
.pillars {
  background: var(--bg);
  padding: 90px 0;
  border-bottom: 1px solid var(--border-light);
}
.pillars-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 40px;
}
.pillar {
  text-align: left;
  padding-right: 20px;
}
.pillar-icon {
  width: 52px; height: 52px;
  border-radius: 50%;
  background: rgba(0,0,0,0.06);
  display: flex; align-items: center; justify-content: center;
  color: var(--ink);
  margin-bottom: 20px;
}
.pillar-icon i { width: 22px; height: 22px; }
.pillar h3 {
  font-size: 1.15rem;
  margin-bottom: 10px;
}
.pillar p {
  color: var(--text-muted);
  font-size: 0.95rem;
}

/* ---------------- Sections ---------------- */
.section {
  padding: 110px 0;
}
.section-alt { background: #fff; }
.section-dark {
  background: linear-gradient(180deg, var(--primary), var(--secondary));
  padding: 110px 0;
}
.section-eyebrow {
  color: var(--ink);
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-size: 0.82rem;
  font-weight: 700;
  margin-bottom: 16px;
}
.section-eyebrow.gold { color: #fff; }
.section-title {
  font-size: clamp(1.8rem, 3.2vw, 2.6rem);
  max-width: 720px;
  margin-bottom: 22px;
}
.section-title.light { color: #fff; }
.section-lead {
  font-size: 1.05rem;
  color: var(--text-muted);
  max-width: 680px;
  margin-bottom: 56px;
}
.section-lead.light-lead { color: var(--text-on-dark-muted); }

/* ---------------- Card Grid (What We Underwrite) ---------------- */
.card-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 26px;
}
.card {
  background: #fff;
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  padding: 34px 28px;
  transition: all var(--transition);
}
.card:hover {
  transform: translateY(-6px);
  box-shadow: 0 24px 48px rgba(0,0,0,0.08);
  border-color: rgba(0,0,0,0.35);
}
.card i {
  width: 30px; height: 30px;
  color: var(--ink);
  margin-bottom: 20px;
}
.card h4 {
  font-size: 1.08rem;
  margin-bottom: 10px;
}
.card p {
  color: var(--text-muted);
  font-size: 0.92rem;
}

/* ---------------- Why Genesis ---------------- */
.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 44px 40px;
}
.why-item i {
  width: 28px; height: 28px;
  color: #fff;
  margin-bottom: 18px;
}
.why-item h4 {
  color: #fff;
  font-size: 1.08rem;
  margin-bottom: 10px;
}
.why-item p {
  color: var(--text-on-dark-muted);
  font-size: 0.92rem;
}

/* ---------------- Process ---------------- */
.process-flow {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 8px;
}
.process-step {
  flex: 1;
  text-align: center;
  padding: 0 10px;
}
.process-num {
  width: 54px; height: 54px;
  border-radius: 50%;
  border: 1px solid var(--ink);
  color: var(--ink);
  font-family: 'Playfair Display', serif;
  font-size: 1.1rem;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 20px;
}
.process-step h4 { font-size: 1.02rem; margin-bottom: 8px; }
.process-step p { color: var(--text-muted); font-size: 0.88rem; }
.process-connector {
  flex: 0 0 60px;
  height: 1px;
  background: linear-gradient(90deg, var(--ink), transparent);
  margin-top: 27px;
}

/* ---------------- About Tabs ---------------- */
.tabs { margin-bottom: 70px; }
.tab-buttons {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  border-bottom: 1px solid var(--border-light);
  margin-bottom: 40px;
}
.tab-btn {
  background: none;
  border: none;
  padding: 14px 20px;
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--text-muted);
  border-bottom: 2px solid transparent;
  transition: all var(--transition);
}
.tab-btn:hover { color: var(--primary); }
.tab-btn.active {
  color: var(--primary);
  border-bottom-color: var(--ink);
}
.tab-panel { display: none; animation: fadeUp 0.4s ease both; }
.tab-panel.active { display: block; }
.tab-panel h3 { margin-bottom: 18px; font-size: 1.4rem; }
.tab-panel p { color: var(--text-muted); max-width: 720px; font-size: 1rem; }
.value-list li {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 0;
  color: var(--text-muted);
  border-bottom: 1px dashed var(--border-light);
}
.value-list li i { width: 18px; height: 18px; color: var(--ink); flex-shrink: 0; }

.leadership-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 30px;
}
.leader-card {
  background: var(--bg);
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  padding: 28px;
  text-align: center;
}
.leader-avatar {
  width: 60px; height: 60px;
  border-radius: 50%;
  background: rgba(0,0,0,0.06);
  color: var(--ink);
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 16px;
}
.leader-card h5 { font-size: 1rem; margin-bottom: 8px; }
.leader-card p { font-size: 0.85rem; color: var(--text-muted); }

.esg-compliance-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 26px;
}
.ec-card {
  background: var(--bg);
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  padding: 32px;
}
.ec-card i { width: 28px; height: 28px; color: var(--ink); margin-bottom: 16px; }
.ec-card h4 { margin-bottom: 10px; font-size: 1.05rem; }
.ec-card p { color: var(--text-muted); font-size: 0.92rem; }

/* ---------------- World Map ---------------- */
.map-section { position: relative; }
.world-map {
  position: relative;
  margin-top: 30px;
  border-radius: var(--radius);
  overflow: hidden;
  background: rgba(255,255,255,0.02);
  border: 1px solid rgba(255,255,255,0.12);
  padding: 40px;
}
.dot-map {
  width: 100%;
  height: 320px;
  background-image: radial-gradient(rgba(255,255,255,0.25) 1px, transparent 1.5px);
  background-size: 18px 18px;
  -webkit-mask-image: radial-gradient(ellipse 60% 80% at 50% 50%, black 40%, transparent 75%);
  mask-image: radial-gradient(ellipse 60% 80% at 50% 50%, black 40%, transparent 75%);
  position: relative;
}
.dot-map.small { height: 140px; }
.dot-map::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(3px 3px at 20% 35%, #FFFFFF, transparent 60%),
    radial-gradient(3px 3px at 45% 25%, #FFFFFF, transparent 60%),
    radial-gradient(3px 3px at 65% 45%, #FFFFFF, transparent 60%),
    radial-gradient(3px 3px at 80% 30%, #FFFFFF, transparent 60%),
    radial-gradient(3px 3px at 30% 65%, #FFFFFF, transparent 60%),
    radial-gradient(3px 3px at 55% 70%, #FFFFFF, transparent 60%),
    radial-gradient(3px 3px at 75% 60%, #FFFFFF, transparent 60%);
}

.map-pins { position: absolute; inset: 0; }
.map-pin {
  position: absolute;
  transform: translate(-50%, -50%);
  display: flex;
  align-items: center;
  gap: 8px;
}
.map-pin.label-below { flex-direction: column; }
.map-pin.label-above { flex-direction: column-reverse; }
.pin-dot {
  width: 8px; height: 8px;
  background: #FFFFFF;
  border-radius: 50%;
  position: relative;
  flex-shrink: 0;
}
.pin-dot::after {
  content: '';
  position: absolute;
  inset: -6px;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, 0.35);
  animation: pinPulse 2.6s ease-out infinite;
}
@keyframes pinPulse {
  0% { transform: scale(0.6); opacity: 0.8; }
  100% { transform: scale(2.4); opacity: 0; }
}
.pin-label {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.85);
  white-space: nowrap;
  margin: 6px 0;
}

/* ---------------- Solutions Grid ---------------- */
.solutions-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 20px;
}
.solution-item {
  background: #fff;
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  padding: 30px 18px;
  text-align: center;
  transition: all var(--transition);
}
.solution-item:hover {
  border-color: var(--ink);
  transform: translateY(-4px);
  box-shadow: 0 20px 40px rgba(0,0,0,0.06);
}
.solution-item i { width: 26px; height: 26px; color: var(--ink); margin: 0 auto 14px; }
.solution-item span { font-size: 0.88rem; font-weight: 600; color: var(--primary); }

/* ---------------- Industries ---------------- */
.industries-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  margin-bottom: 60px;
}
.industries-grid:last-of-type { margin-bottom: 0; }
.industries-subhead { margin-top: 0; }
.subsection-title {
  font-size: 1.3rem;
  margin-bottom: 22px;
}
.industry-pill {
  display: flex;
  align-items: center;
  gap: 10px;
  background: #fff;
  border: 1px solid var(--border-light);
  padding: 14px 22px;
  border-radius: 999px;
  font-size: 0.9rem;
  font-weight: 500;
  transition: all var(--transition);
}
.industry-pill:hover {
  border-color: var(--ink);
  background: rgba(0,0,0,0.04);
}
.industry-pill i { width: 18px; height: 18px; color: var(--ink); }

/* ---------------- Claims ---------------- */
.claims-timeline {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 24px;
  margin-bottom: 80px;
}
.claims-step { text-align: center; }
.claims-icon {
  width: 60px; height: 60px;
  border-radius: 50%;
  background: rgba(0,0,0,0.05);
  border: 1px solid rgba(0,0,0,0.25);
  color: var(--ink);
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 18px;
}
.claims-step h4 { font-size: 1rem; margin-bottom: 8px; }
.claims-step p { font-size: 0.85rem; color: var(--text-muted); }

.faq { max-width: 780px; }
.faq h3 { font-size: 1.4rem; margin-bottom: 26px; }
.faq-item {
  border-bottom: 1px solid var(--border-light);
}
.faq-q {
  width: 100%;
  background: none;
  border: none;
  padding: 20px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 1rem;
  font-weight: 600;
  color: var(--primary);
  text-align: left;
}
.faq-q i { width: 18px; height: 18px; color: var(--ink); transition: transform var(--transition); flex-shrink: 0; }
.faq-item.open .faq-q i { transform: rotate(180deg); }
.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease;
}
.faq-a p { padding-bottom: 20px; color: var(--text-muted); font-size: 0.94rem; max-width: 680px; }
.faq-item.open .faq-a { max-height: 220px; }

/* ---------------- Careers ---------------- */
.careers-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
  margin-bottom: 50px;
}
.career-card {
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(237,237,237,0.1);
  border-radius: var(--radius);
  padding: 32px;
}
.career-card i { width: 28px; height: 28px; color: #fff; margin-bottom: 18px; }
.career-card h4 { color: #fff; font-size: 1.08rem; margin-bottom: 10px; }
.career-card p { color: var(--text-on-dark-muted); font-size: 0.92rem; }
.careers-cta { text-align: center; }

/* ---------------- News ---------------- */
.news-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.news-card {
  background: #fff;
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  padding: 34px 28px;
  transition: all var(--transition);
}
.news-card:hover { transform: translateY(-6px); box-shadow: 0 24px 48px rgba(0,0,0,0.08); }
.news-tag {
  display: inline-block;
  color: var(--ink);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 16px;
}
.news-card h4 { font-size: 1.12rem; margin-bottom: 12px; line-height: 1.35; }
.news-card p { color: var(--text-muted); font-size: 0.92rem; }

/* ---------------- Contact ---------------- */
.contact-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 50px;
  align-items: start;
}
.contact-form {
  background: #fff;
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  padding: 40px;
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}
.form-group { margin-bottom: 20px; }
.form-group label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 8px;
  color: var(--primary);
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 13px 16px;
  border: 1px solid var(--border-light);
  border-radius: 8px;
  font-family: 'Inter', sans-serif;
  font-size: 0.94rem;
  color: var(--text);
  background: var(--bg);
  transition: border-color var(--transition);
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--ink);
}
.form-success {
  margin-top: 16px;
  color: #1B1B1B;
  font-weight: 600;
  font-size: 0.9rem;
}

.contact-info { display: flex; flex-direction: column; gap: 26px; }
.info-block {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}
.info-block i { width: 22px; height: 22px; color: var(--ink); flex-shrink: 0; margin-top: 4px; }
.info-block h4 { font-size: 0.98rem; margin-bottom: 6px; }
.info-block p { color: var(--text-muted); font-size: 0.9rem; }
.info-block p a { text-decoration: underline; text-underline-offset: 2px; text-decoration-color: var(--border-light); transition: text-decoration-color var(--transition); }
.info-block p a:hover { text-decoration-color: var(--ink); }
.map-link {
  display: inline-block;
  margin-top: 10px;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--ink);
  border-bottom: 1px solid var(--ink);
  padding-bottom: 1px;
}
.map-link:hover { opacity: 0.65; }
.map-placeholder {
  position: relative;
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  overflow: hidden;
  background: var(--primary);
}
.map-placeholder span {
  position: absolute;
  bottom: 14px; left: 18px;
  color: #fff;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

/* ---------------- Footer ---------------- */
.footer {
  background: var(--primary);
  color: var(--text-on-dark-muted);
  padding: 80px 0 30px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 50px;
  border-bottom: 1px solid rgba(237,237,237,0.1);
}
.footer-brand p { margin: 16px 0 20px; font-size: 0.9rem; max-width: 280px; }
.footer-col h5 {
  color: #fff;
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 20px;
}
.footer-col a {
  display: block;
  font-size: 0.9rem;
  padding: 6px 0;
  transition: color var(--transition);
}
.footer-col a:hover { color: #fff; }
.footer-bottom {
  padding-top: 30px;
  display: flex;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
  font-size: 0.8rem;
}
.footer-disclaimer { max-width: 480px; opacity: 0.7; }

/* ---------------- Scroll reveal ---------------- */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ---------------- Responsive ---------------- */
@media (max-width: 1100px) {
  .card-grid { grid-template-columns: repeat(3, 1fr); }
  .why-grid { grid-template-columns: repeat(2, 1fr); }
  .pillars-grid { grid-template-columns: repeat(2, 1fr); gap: 40px 30px; }
  .solutions-grid { grid-template-columns: repeat(3, 1fr); }
  .claims-timeline { grid-template-columns: repeat(3, 1fr); gap: 30px 20px; }
  .careers-grid { grid-template-columns: 1fr; }
  .news-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .leadership-grid { grid-template-columns: 1fr; }
  .esg-compliance-grid { grid-template-columns: 1fr; }
}

@media (max-width: 860px) {
  .btn-nav { display: none !important; }
  .pin-label { font-size: 0.6rem; }
  .world-map { padding: 24px 12px; }
  .dot-map { height: 380px; }
  .nav-links {
    position: fixed;
    top: 0; right: -100%;
    height: 100vh;
    width: 78%;
    max-width: 340px;
    background: var(--primary);
    flex-direction: column;
    justify-content: flex-start;
    align-items: flex-start;
    padding: 110px 40px;
    gap: 26px;
    transition: right var(--transition);
    z-index: 950;
  }
  .nav-links.open { right: 0; }
  .nav-toggle { display: flex; }
  .nav-toggle.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .nav-toggle.open span:nth-child(2) { opacity: 0; }
  .nav-toggle.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

  .hero-content { padding-top: 60px; }
  .pillars-grid { grid-template-columns: 1fr; }
  .card-grid { grid-template-columns: repeat(2, 1fr); }
  .solutions-grid { grid-template-columns: repeat(2, 1fr); }
  .process-flow { flex-direction: column; align-items: flex-start; }
  .process-connector { display: none; }
  .process-step { text-align: left; display: flex; flex-direction: column; padding-bottom: 20px; }
  .claims-timeline { grid-template-columns: 1fr 1fr; }
  .news-grid { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .why-grid { grid-template-columns: 1fr; }
  .cookie-banner { flex-direction: column; align-items: flex-start; }
}

@media (max-width: 520px) {
  .card-grid { grid-template-columns: 1fr; }
  .solutions-grid { grid-template-columns: 1fr 1fr; }
  .claims-timeline { grid-template-columns: 1fr 1fr; }
  .container { padding: 0 20px; }
  .hero-actions { flex-direction: column; }
  .hero-actions .btn { width: 100%; justify-content: center; }
}